Nordstrom Credit Card

Nordstrom's store card earns 3 points per dollar at Nordstrom and Nordstrom Rack (1 point = ~1 cent). Members also get early access to Anniversary Sale and alterations benefits.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ 3 points/dollar at Nordstrom ✓ Early access to Anniversary Sale ✓ Free alterations benefit

Data Snapshot

Nordstrom Credit Card

APR

25.15%

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Decision Brief

A straightforward department store card with early sale access — good for loyal Nordstrom shoppers but the 3% return is average.

See full review →

You'll be redirected to nordstrom.com

APR

25.15%

Overview

Card details

Nordstrom's store card earns 3 points per dollar at Nordstrom and Nordstrom Rack (1 point = ~1 cent). Members also get early access to Anniversary Sale and alterations benefits.

Quick Read

What stands out

💡 Honest Take: The Anniversary Sale early access is the real perk — you grab deals before they sell out. The 3% back is decent but not exceptional. Worth it if you already shop at Nordstrom regularly.

Best For: Regular Nordstrom shoppers who value early sale access and alterations

Upside

Pros

  • ✓ 3 points/dollar at Nordstrom
  • ✓ Early access to Anniversary Sale
  • ✓ Free alterations benefit
  • ✓ No annual fee

Tradeoffs

Cons

  • ✗ Only earns at Nordstrom/Rack
  • ✗ 3% effective return is average
  • ✗ Points expire if card is inactive
  • ✗ High APR

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