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Comparing the Top Airpoints Credit Cards for Travelers
Explore the best Airpoints cards for budget and premium rewards.
Quick Picks
Best overall: Westpac Airpoints Mastercard.
Best budget: Westpac Airpoints Mastercard.
Best for frequent flyers: ANZ Airpoints Visa Platinum.
Budget-Friendly Travel Cards
For those who want to earn Airpoints without overspending, budget-friendly options deliver value without hefty fees. Here's where to start.
Westpac Airpoints Mastercard
The Westpac Airpoints Mastercard impresses with its low annual fee of $70, making it the most affordable Airpoints card option. It earns 1 Airpoints Dollar per $150 spent, offering a straightforward way to accumulate points without spending more on fees. Mastercard's global acceptance adds to the card's utility for international travelers. However, the lack of travel insurance and airport lounge access might be a downside for those seeking comprehensive travel perks.
If you're willing to invest in a card with more substantial perks, consider the premium options that offer additional benefits like travel insurance and higher earn rates.
Premium Options for Frequent Flyers
For travelers who prioritize benefits over cost, these premium cards offer more in terms of perks and rewards.
ANZ Airpoints Visa Platinum Card
ANZ Airpoints Visa Platinum stands out with its higher earn rate and bonus status points, ideal for frequent flyers. It includes overseas travel insurance, a crucial feature for those traveling regularly. However, the annual fee is significantly higher, which might not justify the cost for occasional travelers.
American Express Airpoints Card
The American Express Airpoints Card offers competitive earn rates, but with an annual fee of $22.95, it's more aligned with those who can capitalize on Amex's unique perks and services. However, its acceptance is less widespread than Mastercard or Visa, which could limit its convenience during international travel.
Choosing the right card depends on how you travel and what perks you value. For budget-conscious travelers, the Westpac Airpoints Mastercard offers the best balance of cost and rewards. Frequent flyers will benefit more from the ANZ Airpoints Visa Platinum, while those who want flexibility might consider the American Express Airpoints Card.