Drexosy is an independent credit card comparison platform. We may earn a commission when you click through.
Cashback Cards for Freelancers: Top Picks for August
Freelancers can maximize their earnings with these cashback cards, offering up to 5% on dining and no annual fees in the first year.
Quick Picks
Best for dining: HSBC Philippines Gold Visa Cash Back Credit Card.
Best for travel: BDO Visa Platinum Cashback.
Best for everyday purchases: BPI Amore Cashback Card.
Top Cashback Cards for Dining
Freelancers who spend a lot on dining will benefit from these cards, which focus on maximizing dining rewards.
HSBC Philippines Gold Visa Cash Back Credit Card
The HSBC Philippines Gold Visa Cash Back Credit Card offers 5% cashback on dining, making it ideal for freelancers who dine out frequently. Its 0.2% cashback on all other spends ensures it covers more than just meals. The first-year annual fee waiver is a bonus, but the lack of transparency on ongoing fees might deter some.
While the HSBC card excels in dining rewards, the next option brings a wider acceptance and insurance benefits, making it more suitable for frequent travelers.
Cashback Cards for Travel
For freelancers who travel often, these cards offer travel-specific perks alongside cashback benefits.
BDO Visa Platinum Cashback
The BDO Visa Platinum Cashback stands out with up to 3% cashback on dining and added Visa Platinum benefits. It's a strong choice for freelancers who travel, thanks to its worldwide acceptance and included insurance. However, the high annual fee and income requirements might be a hurdle for some.
If dining and travel aren't your primary expenses, the next card offers broad cashback on everyday purchases without the need for high income.
Everyday Cashback Cards
These cards are designed for freelancers whose spending spans various categories, ensuring consistent cashback returns.
BPI Amore Cashback Card
The BPI Amore Cashback Card is perfect for freelancers looking for a straightforward cashback card with no annual fees. It provides consistent cashback across all purchases, though specific rates aren't detailed. It's a reliable choice for general spending, especially if you value simplicity over high-category bonuses.
Freelancers should be cautious of cards with high fees and requirements. Always read the fine print and compare options thoroughly. For those focused on dining rewards, explore our detailed analysis of dining-focused cashback cards to make the most informed choice.